To assist businesses in securing funds, the Navajo Nation has established two financing opportunities below:
The Business Industrial Development Fund (BIDF) and the
Micro Enterprise Loan Program (MELP)
Since their inception in 1987, the BIDF and the Small Business Loan Program have funded a total of 33 commercial, industrial, and tourism projects, and 99 small businesses for new start-ups and expansion. Additionally, Micro-Enterprise loans have funded 90 Navajo individual proprietor start-ups. We provide these loans to assist Navajo business owners, although the industrial financing portion of BIDF loans is also open to non-Navajo investors. Each loan has unique requirements.